Hilary Kuster CFP®, CPWA®

Hilary provides comprehensive planning and relationship-forward guidance to professionals, business owners and high-net-worth families. Her work blends sophisticated technical knowledge with a service-driven mindset shaped by her background in hospitality. She focuses on creating an experience that is thoughtful, structured and aligned with each client’s personal and financial goals.

Hilary’s philosophy is grounded in helping clients gain clarity and confidence about their financial lives. She encourages decision-making that is informed rather than fear-driven and emphasizes education as a foundation for long-term success. Her approach integrates investment strategy, tax optimization and estate considerations, ensuring each plan reflects both immediate needs and future priorities.

She holds a BS in business administration from Boston University’s Questrom School of Business and maintains both the CFP^® certification and CPWA^® designation. Her experience spans financial planning, portfolio guidance and complex wealth considerations, including concentrated stock, alternative investments and multi-generational planning. She also works extensively with women in leadership roles navigating career transitions and emerging wealth.

Hilary’s believes her calm, thoughtful approach helps make complex financial concepts feel simple, allowing clients to make decisions with confidence. She focuses on building strong relationships, staying attentive to details and creating a space where clients feel heard. She believes her combination of technical skill, hospitality-driven service and second-generation industry experience help to set her apart from many peers.

Hilary lives in Oyster Bay, New York, with her husband, Chris, and their daughters, Sutton and Rhodes. She is actively involved in the local community through the Oyster Bay Main Street Association, the Mill Neck Estates HOA board and the Waterfront Center. Outside the office, she enjoys traveling, playing tennis and spending time with her family and their rescue dog, Louie.

Raymond James is not affiliated with the above organizations and/or charitable causes.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP^®, Certified Financial Planner^®, and CFP^® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.