Andrew Torto

Andrew draws on 37 years as a financial advisor to guide individuals, families and nonprofit organizations. He focuses on aligning investment strategies with each client’s retirement, education and tax considerations, offering straightforward guidance shaped by decades of industry experience. His work reflects a commitment to helping clients understand where they stand and how their financial decisions support their long-term goals.

Andrew’s philosophy centers on giving clients clarity, confidence and control. He aims to ensure every conversation leaves them more grounded in the “why” behind their planning choices. He is intentional about communication and prioritizes honest dialogue, believing clients make their best decisions when they feel informed and reassured.

His background includes roles with A.G. Edwards & Sons, Wells Fargo and Stifel before joining Raymond James. He earned a BAA in economics and finance from Baruch College and holds the Certified Plan Fiduciary Advisor designation, underscoring his commitment to fiduciary standards and disciplined planning.

Andrew believes that his clients value his calm presence and objective perspective, particularly during periods of market stress. These traits help them stay focused on long-term goals rather than short-term noise. He feels that his steadiness, paired with his commitment to understanding each client’s full picture, sets him apart in a complex and often emotional decision-making environment.

A New York native born in Queens, Andrew now lives in Garden City with his wife, Connie. Outside the office he enjoys golfing, traveling, cooking and reading, and he serves as a board member of the US Selective Service System. He is also a father to his adult son, Andrea.

Raymond James is not affiliated with the above organizations and/or charitable causes.